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Need Car Insurance for a Few Days? Easy.

While all of us have annual car insurance, there are times when you might need short term car insurance. For instance, what if you need to insure your car for a day or a week? Fortunately for you, you can buy short term car insurance for a duration between 1 to 28 days for all kinds of cars.

When do you need short term car insurance?

There are many situations where short term insurance is a more viable option, both economically and otherwise. For instance, if you are borrowing your friend's car for a road trip, or if a friend is driving your car, or if you want to hire a car on a holiday, or if your children are driving your car in their summer vacations, you will feel the need to get extra insurance. One option is to add an extra driver to you existing insurance policy. Even if your insurance company provides this option,the process will be long and tedious and you will have to pay extra insurance for the entire year. To save time and money, you can buy car insurance for a few days or a week.

What qualifications do you need?

It goes without saying that a valid driving license is a prerequisite for getting car insurance. While a UK driving license is the most acceptable, companies are now beginning to recognise licenses issued by other countries in the European Union. Under normal circumstances, insurance companies require you to be at least 20 years of age to avail the benefits of short term car insurance. If you have a poor claims history or a bad driving record with multiple convictions, you might find it more difficult to qualify for this form of insurance.

Where to buy short term car insurance?

Buying car insurance for a few days is unbelievably easy. To begin with, you can visit the web sites of a few insurance providers and compare quotes. Now, you simply have to visit the company, fill out a few documents, make the payment and you can walk out with car insurance. The entire procedure can be completed in less than an hour. In some cases, if your record is clean, you can get car cover over the internet as well.

What are the advantages of temporary car insurance?

First things first, you must never drive an uninsured car. In case of an unforeseen accident, not only will you be forced to pay for damages, you can also be charged for committing a legal offence. To safeguard yourself and your car against any such calamity, you must invest in temporary car insurance. As has already been mentioned, short term car insurance is economically more viable than modifying your current insurance policy.

Additionally, this form of insurance has no impact on your claim history or no-claim discount from your annual plan. It is an independent policy, completely divorced from your regular car insurance. For all these reasons, it makes sense to invest in short term car insurance, especially if you are driving someone else's car in a foreign city. After all, you shouldn't take any risks in unfamiliar surroundings.

Quotations from this page are supplied by Sky Insurance Services Group Ltd who are authorised and regulated by the FCA, number 469048.